Guaranty Bank

Loans that can bridge the gap

Federal Stafford Loans

• Available to student borrowers
• Low fixed interest rate
• Loan repayment doesn't begin until six months after graduation or dropping below half time student status
• Subsidized and unsubsidized options available

PLUS Loans

• Designed for parents to finance child's education
• Low fixed interest rate
• Loan repayment begins within 60 days of loan but can be delayed
• No borrowing limits - it can cover the entire cost of the education
• GradPLUS option now available for graduate student borrowers to finance their education.

  Now that You Want to Bridge the Gap - Getting Started

  To apply for federal student loans you must complete and submit the Free Application for Federal Student Aid (FAFSA). It will determine what kind of federal aid you are qualified to receive.

  To Apply

  1. Click on the link below.
  2. When you access the online application, select your program and apply.
  3. Select Guaranty Bank as your preferred lender.
     • When applying for an Undergraduate Loan, enter Guaranty Bank's Lender Code: #830628.
     • When applying for a Graduate Loan, enter Guaranty Bank's Lender Code: #877954.
     • Click Here To Apply

  Total Alternative Loans (TAL)

  Are you a current student with past due student loans? Then a TAL loan may be your answer. Follow the link to find out more about a program with low interest rates and extended repayment periods.

  Click Here To Apply for TAL

  For more information on our Student Loans, please contact National Education at
  1-800-353-3357.